@import url("https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&display=swap");

:root{--brand:#0047CC;--brand-hover:#0039A8;--brand-light:#EEF4FF;--accent:#16A34A;--accent-hover:#15803D;--navy:#0F1E4B;--text:#1E293B;--muted:#64748B;--bg:#F5F7FF;--surface:#FFFFFF;--border:#E2E8F4;--shadow:rgba(10,20,80,.08);--shadow-md:rgba(10,20,80,.14);--radius:14px;--radius-lg:20px}
*,*::before,*::after{box-sizing:border-box}
body{margin:0;font-family:Inter,"Segoe UI",Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.6;font-size:16px;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{line-height:1.25;color:var(--navy)}p{margin:0 0 1em}a{color:var(--brand)}img{max-width:100%;display:block}

/* LAYOUT */
main{max-width:1200px;margin:0 auto;padding:40px 20px 60px}
main.narrow{max-width:900px}
.section{margin-bottom:56px}
.section-title{font-size:1.6rem;font-weight:800;color:var(--navy);margin:0 0 6px}
.section-sub{color:var(--muted);margin:0 0 28px;font-size:1.05rem}

/* HEADER */
.cmw-header{position:sticky;top:0;z-index:1000;background:#fff;border-bottom:1px solid var(--border);box-shadow:0 4px 20px var(--shadow)}
.header-inner{max-width:1200px;margin:0 auto;padding:0 20px;display:flex;align-items:center;justify-content:space-between;height:72px}
.cmw-brand{display:flex;align-items:center;gap:10px;text-decoration:none;flex-shrink:0}
.cmw-logo{height:40px;width:auto}
.cmw-name{font-weight:800;font-size:1.2rem;color:var(--brand);letter-spacing:-.3px;white-space:nowrap}
.cmw-nav ul{display:flex;gap:4px;list-style:none;margin:0;padding:0}
.cmw-nav a{text-decoration:none;color:var(--text);padding:8px 14px;border-radius:10px;font-weight:600;font-size:.95rem;transition:background .15s,color .15s}
.cmw-nav a:hover,.cmw-nav a[aria-current="page"]{background:var(--brand-light);color:var(--brand)}
.menu-toggle{display:none;background:transparent;border:0;font-size:26px;cursor:pointer;color:var(--navy);padding:4px}

/* DRAWER */
.drawer-backdrop{position:fixed;inset:0;background:rgba(0,0,0,.35);display:none;z-index:950}
.drawer-backdrop.open{display:block}
.cmw-drawer{position:fixed;top:72px;right:0;width:min(88vw,340px);background:#fff;box-shadow:-4px 0 30px rgba(0,0,0,.15);border-left:1px solid var(--border);padding:12px;display:none;z-index:1001}
.cmw-drawer.open{display:block}
.cmw-drawer a{display:flex;align-items:center;gap:10px;padding:12px 14px;border-radius:10px;color:var(--text);text-decoration:none;font-weight:600;transition:background .15s}
.cmw-drawer a:hover{background:var(--brand-light);color:var(--brand)}

/* BUTTONS */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 22px;border-radius:12px;font-weight:700;font-size:.95rem;text-decoration:none;border:0;cursor:pointer;transition:transform .15s,background .15s;font-family:inherit}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--brand);color:#fff}.btn-primary:hover{background:var(--brand-hover)}
.btn-accent{background:var(--accent);color:#fff}.btn-accent:hover{background:var(--accent-hover)}
.btn-ghost{background:var(--brand-light);color:var(--brand)}.btn-ghost:hover{background:#dce8ff}
.btn-white{background:#fff;color:var(--brand)}.btn-white:hover{background:#f0f4ff}
.btn-outline{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.4)}.btn-outline:hover{background:rgba(255,255,255,.1)}
.btn-sm{padding:8px 16px;font-size:.875rem}

/* HERO */
.hero{background:linear-gradient(135deg,#0F1E4B 0%,#0D3DAA 55%,#0A2F80 100%);color:#fff;padding:88px 20px;text-align:center;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse 70% 60% at 80% 20%,rgba(99,179,255,.15) 0%,transparent 55%),radial-gradient(ellipse 50% 70% at 10% 100%,rgba(22,163,74,.1) 0%,transparent 55%);pointer-events:none}
.hero-inner{position:relative;max-width:760px;margin:0 auto}
.hero h1{font-size:clamp(2rem,5vw,3rem);font-weight:800;color:#fff;margin:0 0 16px;letter-spacing:-.5px}
.hero-sub{font-size:clamp(1rem,2.5vw,1.2rem);color:rgba(255,255,255,.8);margin:0 0 32px}
.hero-cta{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.hero-badges{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-top:44px;padding-top:32px;border-top:1px solid rgba(255,255,255,.12)}
.hero-badge{display:flex;align-items:center;gap:8px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.15);border-radius:999px;padding:8px 16px;font-size:.88rem;color:rgba(255,255,255,.85);font-weight:600}

/* ROTATOR */
.rotator{display:inline-block;position:relative;height:1.25em;overflow:hidden;vertical-align:bottom;color:#93C5FD}
.rotator .inner{display:block;animation:rotSlide 12s infinite cubic-bezier(.25,.8,.25,1)}
.rotator .inner span{display:block;height:1.25em;line-height:1.25em;white-space:nowrap}
@keyframes rotSlide{0%{transform:translateY(0)}20%{transform:translateY(0)}25%{transform:translateY(-1.25em)}45%{transform:translateY(-1.25em)}50%{transform:translateY(-2.5em)}70%{transform:translateY(-2.5em)}75%{transform:translateY(-3.75em)}95%{transform:translateY(-3.75em)}100%{transform:translateY(0)}}
@media(prefers-reduced-motion:reduce){.rotator .inner{animation:none}}

/* PAGE HEADER */
.page-header{background:linear-gradient(135deg,#0F1E4B 0%,#0D3DAA 100%);color:#fff;padding:52px 20px}
.page-header-inner{max-width:1200px;margin:0 auto}
.breadcrumb{font-size:.83rem;color:rgba(255,255,255,.55);margin:0 0 14px}
.breadcrumb a{color:rgba(255,255,255,.65);text-decoration:none}.breadcrumb a:hover{color:#fff}
.page-header h1{color:#fff;font-size:clamp(1.6rem,4vw,2.4rem);margin:0 0 10px}
.page-lead{color:rgba(255,255,255,.75);font-size:1.05rem;margin:0;max-width:680px}
.page-icon{font-size:2.5rem;margin-bottom:14px;display:block}

/* CARDS */
.cards-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:24px;box-shadow:0 4px 20px var(--shadow);transition:transform .2s,box-shadow .2s;display:flex;flex-direction:column}
.card:hover{transform:translateY(-4px);box-shadow:0 12px 32px var(--shadow-md)}
.card-icon{width:52px;height:52px;border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:24px;margin-bottom:16px}
.card-icon.blue{background:#EEF4FF}.card-icon.green{background:#DCFCE7}.card-icon.amber{background:#FEF3C7}.card-icon.red{background:#FEE2E2}.card-icon.purple{background:#F3E8FF}.card-icon.teal{background:#CCFBF1}
.card h3{font-size:1.1rem;font-weight:700;color:var(--navy);margin:0 0 8px}
.card p{color:var(--muted);font-size:.95rem;flex:1;margin:0 0 20px}
.card-cta{display:block;text-align:center;background:var(--brand);color:#fff;padding:10px 16px;border-radius:10px;font-weight:700;text-decoration:none;font-size:.9rem;transition:background .15s;margin-top:auto}
.card-cta:hover{background:var(--brand-hover)}

/* FEATURES */
.features-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.feature{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:24px;box-shadow:0 4px 16px var(--shadow)}
.feature-icon{font-size:2rem;margin-bottom:12px}
.feature h3{font-size:1rem;font-weight:700;color:var(--navy);margin:0 0 8px}
.feature p{font-size:.88rem;color:var(--muted);margin:0}

/* FILTER */
.filterbar{display:flex;flex-wrap:wrap;gap:10px;align-items:center;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:14px 16px;box-shadow:0 4px 16px var(--shadow);margin-bottom:28px}
.filterbar input[type="search"]{flex:1;min-width:200px;border:1.5px solid var(--border);border-radius:10px;padding:10px 14px;font-size:.95rem;outline:none;font-family:inherit;background:var(--bg)}
.filterbar input[type="search"]:focus{border-color:var(--brand);background:#fff}
.chip{border:1px solid var(--border);background:var(--bg);border-radius:999px;padding:8px 16px;cursor:pointer;font-size:.875rem;font-weight:600;color:var(--muted);font-family:inherit;transition:all .15s}
.chip:hover{border-color:var(--brand);color:var(--brand)}
.chip.active{background:var(--brand-light);border-color:var(--brand);color:var(--brand)}
.cat-title{font-size:1.05rem;font-weight:700;color:var(--navy);margin:0 0 16px;display:flex;align-items:center;gap:10px}
.cat-title::after{content:"";flex:1;height:1px;background:var(--border)}

/* FORMS */
.form-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px;box-shadow:0 4px 20px var(--shadow)}
.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.form-field{display:flex;flex-direction:column;gap:6px}
.form-field.full{grid-column:span 2}
.form-field label{font-weight:700;font-size:.875rem;color:var(--navy)}
.form-field input,.form-field select,.form-field textarea{border:1.5px solid var(--border);border-radius:10px;padding:12px 14px;font-size:.95rem;font-family:inherit;color:var(--text);background:var(--bg);outline:none;transition:border-color .15s,background .15s}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{border-color:var(--brand);background:#fff}
.form-field textarea{min-height:140px;resize:vertical}
.form-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:8px}
.form-note{font-size:.82rem;color:var(--muted);margin:4px 0 0}
.consent-row{display:flex;align-items:flex-start;gap:10px;font-size:.9rem;color:var(--muted)}
.consent-row input[type="checkbox"]{width:18px;height:18px;flex-shrink:0;margin-top:2px;accent-color:var(--brand)}

/* FAQ */
.faq-list{display:flex;flex-direction:column;gap:10px}
details.faq{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:16px 18px;box-shadow:0 4px 16px var(--shadow)}
details.faq[open]{border-color:var(--brand)}
summary.faq-q{cursor:pointer;font-weight:700;color:var(--navy);font-size:.975rem;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px}
summary.faq-q::after{content:"+";font-size:1.3rem;color:var(--brand);flex-shrink:0}
details.faq[open] summary.faq-q::after{content:"-"}
summary.faq-q::-webkit-details-marker{display:none}
.faq-a{margin:12px 0 0;color:var(--muted);font-size:.9rem}

/* BADGES & BOXES */
.badge{display:inline-flex;align-items:center;gap:4px;font-size:.78rem;font-weight:700;padding:4px 10px;border-radius:999px;background:var(--brand-light);color:var(--brand)}
.badge.green{background:#DCFCE7;color:#15803D}.badge.gray{background:#F1F5F9;color:var(--muted)}
.info-box{border-radius:12px;padding:16px 18px;font-size:.9rem}
.info-box.blue{background:var(--brand-light);border-left:4px solid var(--brand);color:#1e3a8a}
.info-box.green{background:#DCFCE7;border-left:4px solid var(--accent);color:#14532d}
.info-box.amber{background:#FEF3C7;border-left:4px solid #F59E0B;color:#78350F}

/* COMPARE */
.compare-intro{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:24px;box-shadow:0 4px 20px var(--shadow);margin-bottom:20px}
.compare-intro h2{font-size:1.1rem;margin:0 0 8px}
.compare-intro p{color:var(--muted);font-size:.95rem;margin:0}
.compare-frame-wrap{border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--border);box-shadow:0 4px 20px var(--shadow);background:#fff}
.compare-frame-wrap iframe{display:block;width:100%;border:0}

/* ARTICLE */
.article-body{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:32px;box-shadow:0 4px 20px var(--shadow)}
.article-meta{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-bottom:16px}
.article-body h2{font-size:1.35rem;margin:28px 0 12px}
.article-body h3{font-size:1.1rem;margin:20px 0 10px}
.article-body ul,.article-body ol{padding-left:20px}
.article-body li{margin:6px 0}
.article-body p{font-size:.975rem}

/* TOAST / HP */
.toast{position:fixed;left:50%;bottom:24px;transform:translateX(-50%);background:#0F766E;color:#fff;padding:14px 20px;border-radius:12px;box-shadow:0 10px 30px rgba(0,0,0,.2);display:none;z-index:1100;font-weight:700;white-space:nowrap}
.toast.show{display:block}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}

/* FOOTER */
.site-footer{background:var(--navy);color:rgba(255,255,255,.7);padding:56px 20px 28px;margin-top:80px}
.footer-inner{max-width:1200px;margin:0 auto}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px;margin-bottom:40px}
.footer-brand img{height:36px;width:auto;filter:brightness(0) invert(1) opacity(.85);margin-bottom:14px}
.footer-brand p{font-size:.88rem;color:rgba(255,255,255,.55);margin:0}
.footer-col h4{color:#fff;font-size:.8rem;font-weight:700;text-transform:uppercase;letter-spacing:1px;margin:0 0 16px}
.footer-col ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px}
.footer-col a{color:rgba(255,255,255,.6);text-decoration:none;font-size:.88rem;transition:color .15s}
.footer-col a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:20px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.8rem;color:rgba(255,255,255,.35)}
.footer-bottom a{color:rgba(255,255,255,.45);text-decoration:none}.footer-bottom a:hover{color:rgba(255,255,255,.8)}

/* MISC COMPONENTS */
.section-highlight{background:linear-gradient(135deg,#EEF4FF 0%,#F0FDF4 100%);border-radius:var(--radius-lg);padding:48px 36px;text-align:center;border:1px solid var(--border)}
.section-highlight h2{margin-bottom:10px}
.section-highlight p{color:var(--muted);max-width:560px;margin:0 auto 24px}
.intro-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px;box-shadow:0 4px 20px var(--shadow);margin-bottom:24px}
.intro-card h1{margin:0 0 10px;font-size:1.75rem}
.intro-card .lead{color:var(--muted);margin:0;font-size:1.05rem}
.tiles-2{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.tile{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:20px;box-shadow:0 4px 16px var(--shadow)}
.tile h3{font-size:1rem;font-weight:700;color:var(--navy);margin:0 0 6px}
.tile p{font-size:.9rem;color:var(--muted);margin:0}
.gap-cta{display:flex;gap:12px;flex-wrap:wrap}
.hidden{display:none!important}

/* RESPONSIVE */
@media(max-width:1024px){.cards-grid{grid-template-columns:repeat(2,1fr)}.features-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:span 2}}
@media(max-width:880px){.cmw-nav{display:none}.menu-toggle{display:block}}
@media(max-width:640px){.cards-grid{grid-template-columns:1fr}.features-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.footer-brand{grid-column:1}.form-grid{grid-template-columns:1fr}.form-field.full{grid-column:1}.hero{padding:60px 20px}.page-header{padding:36px 20px}.tiles-2{grid-template-columns:1fr}}